SHOP

SHOP Small Group Plans

The Small Business Health Options Program (SHOP) Marketplace

This is a great solution if you have one full time W-2 employee (other than the owner and immediate family)

To offer health insurance to your employees through the Small Business Health Options Program (SHOP) Marketplace, your business or non-profit organization must:

  • Have 50 or fewer full-time equivalent employees (FTEs)
  • Your company must have at least 1 FTE employee other than owners, spouses and other family members of owners, and partners.
  • Offer coverage to all full-time employees — generally workers averaging 30 or more hours per week
    • You don’t have to offer coverage to part-time employees — generally those averaging less than 30 hours per week or seasonal workers. (You can offer coverage to part-timers if you want to.)
  • Enroll at least 75% of the employees you offer insurance to

 

FYI: Self-employed with no employees? Visit the Our Page for Health Insurance for Individuals & Families. The SHOP Marketplace is for business with at least one full-time equivalent (FTE) employee other than owners, partners, or family members. Learn about coverage if you’re self-employed.