Click on Blue Cross Logo for Quotes
For Individuals and Families:
1. Individual or Family Insurance (limited selection of carriers)
No Qualifying Event Qualifying Event
Find out what a Qualifying Event is for Individual/Family Insurance?
Accident Plans, Critical Illness, Hospital Reimbursement, Income Protector, Life Insurance
Free Quote for Affordable Health Insurance
Lay and Williams Insurance Services
specializes in individual and employee group health insurance.
For individual or group insurance quotes please call us at 817-451-8783.
Due to all the changes under the Affordable Care Act (ACA)
it is important for us to get some information before we can confidently issue you a quote you can depend on.
– No physical exam
– No Medical Questions, No Turndowns
– No Waiting Period for Pre-Existing Conditions including stroke, heart problems and diabetes
– Lowest Rates Available – you can not get a lower rate for your health insurance
Top Flight Insurance Companies including Blue Cross Blue Shield of Texas, Scott & White Health Plan, United Healthcare, Cigna, Aetna and Humana
Qualifying Events to be able to purchase health insurance outside of the open enrollment period:
DO YOU QUALIFY FOR SPECIAL ENROLLMENT PERIOD (SEP)?
Must have a “YES” answer to Qualify.
See if you qualify for a Special Enrollment Period (SEP)
Did you or anyone in your household lose qualifying health coverage in the past 60 days OR do you expect anyone in your household to lose coverage in the next 60 days?
Did any of the following apply to you or anyone in your household in the past 60 days?
Changes in household size:
· Got married in the past 60 days
· Got married
· Had a baby in the past 60 days
· Adopted a child or had a child placed with you for foster care in the past 60 days
· Got divorced or legally separated and lost health insurance in the past 60 days
· Got divorced or legally separated and lost health insurance
· Death in the past 60 days
Changes in residence or income:
· Changed your primary place of living in the past 60 days
· Had a change in income in the past 60 days
Changes in status:
· Gained citizenship or lawful presence in the U.S. in the past 60 days
· Gained citizenship or lawful presence in the U.S.
· Was released from incarceration (detention, jail, or prison) in the past 60 days
Are you a member of a federally recognized tribe, or an Alaska Native corporation shareholder?
Additional Benefit Plans for Individuals and Families
United Healthcare
Accident Plans:
Critical Illness Plans:
Health Protector Doctor and Hospital:
Hospital Safeguard:
Income Protector (Accident Only):
Life Insurance:
See what our clients are saying about us.
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For employee group insurance, please email us at info@layandwilliams.com
Serving clients throughout Texas including Fort Worth, Dallas, Arlington, Houston, San Antonio and Austin